|How we began|
In response to continually escalating health benefits premium costs, the NY44 Health Benefits Plan Trust was established in 2003 as a federal tax exempt Article 44 Trust to contain health care costs at Erie 1 BOCES. The plan later expanded to employees and eligible retirees of not only Erie 1 BOCES but also to schools throughout New York State. Beginning its tenth year of operation, and having achieved self-funded status in January 2008, the Trust has grown to approximately 15,000 enrollees in 55 participating schools, districts, BOCES and community colleges representing more than 197 bargaining units.
|What sets us apart||What makes the Trust unique is that the plan, overseen by the New York Insurance Department, is controlled by 10 trustees who are employees of Erie 1 BOCES and represent all participating schools: five appointed by the labor organizations and five appointed by Erie 1 BOCES’ administration. Because the Trust is jointly run, both union and management have an equal say in how it operates including decisions about benefits offered to the members.|
Enrollment continues to increase, as the initial success is shared with schools, districts, and BOCES across
The Trust plans have historically helped contain costs for enrolled schools. As a self-funded plan, the Trust benefits from having contribution rates which more closely reflect the actual health claims experience of the Trust’s covered employees as opposed to a traditional insurance plan, employing a ‘community rating’ .
The plan offers two options based on the employee's area of residence.
The Nova / Independent Health option provides coverage for residents of the eight Western New York counties of Allegany*, Cattaraugus, Chautauqua,
The MVP option provides coverage for residents of the majority of counties in New York State; the exceptions are the counties of Cattaraugus, Chautauqua, Erie, Genesee, Niagara,
The Trust is proud of its reputation for providing quality and cost-effective health benefits. As with our founding organization, Erie 1 BOCES, we are committed to all the schools we service.